07762 ZIP Code — Spring Lake, NJ

Monmouth County, New Jersey

ZIP code 07762 is located in Spring Lake, New Jersey, within Monmouth County. It covers approximately 2.82 square miles and serves a population of 8,196 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 732/848.

About ZIP code 07762

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $746,000. Owner-occupancy sits near the national average at 66%.

The gap between median ($111,366) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is high — 66% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07762 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

8,196

population

2.82

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07762 ZIP code map

Cities in ZIP code 07762

Below are the cities the US Postal Service accepts for ZIP code 07762. Using any city not on this list may result in mail delivery delays.

City	Status
Spring Lake	Acceptable
Spring Lake	Preferred

Nearby ZIP codes

08750 Sea Girt (1.6 mi) 07715 Belmar (1.9 mi) 07719 Belmar (2 mi) 08736 Manasquan (2.8 mi) 07717 Avon By The Sea (2.8 mi) 07720 Bradley Beach (3.6 mi) 08730 Brielle (3.6 mi) 07756 Ocean Grove (4.4 mi) 07753 Neptune (4.8 mi) 08742 Point Pleasant Beach (5.1 mi) 08724 Brick (5.4 mi) 07711 Allenhurst (6.1 mi)

Demographics updated 05/2026

Population
Total population	8,196
Population density	2,906 / sq mi
State FIPS	34
County FIPS	025

Geography
Land area	2.82 sq mi
Water area	0.44 sq mi
Latitude	40.1536
Longitude	-74.0383
Timezone	Eastern (ET)
Area code	732/848

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.3%	24.4%	30.2%
$50k – $100k	30.7%	24.0%	26.7%
$100k – $200k	24.6%	31.1%	28.3%
Over $200k	18.4%	20.5%	14.8%

Demographics & statistics

8,196

Population

2,906

People per sq mi

54.8

Median age

$111,366

Median household income

$81,691

Per capita income

$746,000

Median home value

$1,693

Median monthly rent

66.4%

Home ownership

4.6%

Poverty rate

5.2%

Unemployment

3,653

Housing units

65.9%

Bachelor's or higher

Age distribution

Male Female

153

Under 5

175

169

5–9

194

145

10–14

166

124

15–19

142

196

20–24

225

316

25–34

362

375

35–44

429

441

45–54

504

353

55–59

403

385

60–64

440

592

65–74

677

412

75–84

472

161

85+

185

← Male

Female →

Age summary

Group	Count	%
Under 18	1,156	14.1%
18 and over	7,040	85.9%
65 and over	2,499	30.5%
Median age	54.8 years

Race & ethnicity

White 88.4%

Two or more races 5%

Hispanic or Latino 3.9%

Asian 2.3%

Black or African American 0.2%

Group	Count	%
White	7,547	88.4%
Two or more races	425	5%
Hispanic or Latino	337	3.9%
Asian	200	2.3%
Black or African American	21	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.3%	24.4%	30.2%
$50k – $100k	30.7%	24.0%	26.7%
$100k – $200k	24.6%	31.1%	28.3%
Over $200k	18.4%	20.5%	14.8%

Under $10k 2.6%

$10k–$15k 2.2%

$15k–$25k 3.2%

$25k–$35k 5.0%

$35k–$50k 7.5%

$50k–$75k 12.9%

$75k–$100k 12.0%

$100k–$150k 18.5%

$150k–$200k 10.5%

$200k+ 25.7%

Range	% of households
Under $10k	2.6%
$10k–$15k	2.2%
$15k–$25k	3.2%
$25k–$35k	5.0%
$35k–$50k	7.5%
$50k–$75k	12.9%
$75k–$100k	12.0%
$100k–$150k	18.5%
$150k–$200k	10.5%
$200k+	25.7%
Median income	$111,366

Housing

Home values

Under $50k 1.3%

$50k–$100k 0.4%

$100k–$150k 0.4%

$150k–$200k 0.5%

$200k–$300k 0.3%

$300k–$500k 13.5%

$500k–$1M 44.7%

$1M+ 38.8%

Housing overview

Metric	Value
Median home value	$746,000
Median rent / month	$1,693
Owner occupied	66.4%
Renter occupied	33.6%
Vacant	19.7%
Single-family detached	64.6%
Large apartment buildings	8.4%
Mobile homes	0.0%
Median rooms	6.2
Avg household size (owned)	2.31

Year built

Era	%
2020 or later	0.4%
2010–2019	6.9%
2000–2009	12.7%
1990–1999	4.5%
1980–1989	10.4%
1970–1979	17.1%
1960–1969	14.1%
1950–1959	10.6%
1940–1949	4.3%
1939 or earlier	18.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	19.5%
2 bedrooms	18.0%
3 bedrooms	20.3%
4 bedrooms	20.6%
5+ bedrooms	19.7%

Vehicles per household

Vehicles	% of households
No vehicle	7.7%
1 vehicle	44.1%
2 vehicles	32.5%
3 or more	15.7%

Heating fuel

Fuel type	%
Utility gas	76.9%
Electricity	16.9%
Propane / LP gas	0.4%
Fuel oil	5.0%

Households & families

Household type	Count	%
Married-couple family	1,927	48.0%
Cohabiting couple	73	1.8%
Male householder, no spouse	791	19.7%
Female householder, no spouse	1,227	30.5%
Households with children under 18	564	14.0%
Households with seniors (65+)	1,820	45.3%
Average household size	2.03

Marital status

Status	Male	Female
Never married	26.5%	27.3%
Married	62.0%	50.6%
Separated	0.6%	0.2%
Widowed	2.2%	12.7%
Divorced	8.7%	9.1%

Education

Less than 9th grade 1.6%

Some HS, no diploma 0.6%

HS graduate 13.9%

Some college, no degree 12.2%

Associate's degree 5.8%

Bachelor's degree 37.1%

Graduate / professional 28.8%

Metric	%
HS diploma or higher	97.9%
Bachelor's or higher	65.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	47	4.1%
Kindergarten	62	5.4%
Elementary school	579	50.0%
High school	234	20.2%
College / grad school	236	20.4%

Employment

Industry of employment

Education & healthcare 27.1%

Professional & management 19.5%

Finance & real estate 14.2%

Arts, food & hospitality 10.5%

Retail trade 10.3%

Manufacturing 6.0%

Public administration 3.7%

Other services 2.7%

Construction 2.0%

Wholesale trade 1.7%

Information 1.7%

Transportation & utilities 0.5%

Occupation

Category	%
Management, business & arts	53.2%
Service	15.3%
Sales & office	23.7%
Natural resources & construction	2.7%
Production & transportation	5.2%

Employment type

Type	%
Private sector	80.3%
Government	13.0%
Self-employed	6.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.0%
Carpool	2.3%
Public transit	6.5%
Walk	2.4%
Work from home	20.0%
Other means	2.8%
Avg commute (minutes)	36.0

Poverty

All people 4.6%

Under 18 years 5.0%

18 and over 4.6%

Married-couple families 1.9%

Female-led households 11.7%

Income support

Source	% of households
Social Security	41.9%
Retirement income	40.5%
Supplemental Security	3.3%
Cash public assistance	0.6%
Food stamps / SNAP	1.7%

Health indicators

Condition	%
Obesity	20.2%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	9.2%
Heart disease	7.2%
Stroke	3.0%
Asthma	8.7%
Arthritis	26.3%
Kidney disease	3.0%
Pulmonary disease	5.7%
Cancer	9.7%

Behavior / access	%
Smoking	8.9%
Binge drinking	16.4%
No physical activity	17.6%
Less than 7 hrs sleep	30.9%
Depression	16.7%
Fair or poor health	9.6%
Poor mental health	11.5%
Poor physical health	8.1%
No health insurance	7.9%
Visited doctor (checkup)	78.1%
Visited dentist	74.7%
Cholesterol screening	0.0%
Teeth loss	7.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	419	6.0%

Disability	%
Any disability	12.9%
Under 18	5.5%
18–64 years	6.5%
65 and over	28.2%

Health insurance coverage

Type	%
Private insurance	83.8%
Public insurance	36.2%
No insurance	2.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,868	96.0%
Spanish	131	1.7%
Other Indo-European	81	1.0%
Asian & Pacific Islander	16	0.2%
Other languages	17	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,759	94.7%
Born in same state	7,695	93.9%
Born in different state	5,006	61.1%
Foreign born	64	0.8%
Naturalized citizen	437	5.3%
Not a US citizen	272	62.2%

Ancestry

Ancestry	Count	%
Italian	2,988	36.5%
French	966	11.8%
Arab	173	2.1%
Irish	119	1.5%

Ancestry	Count	%
Polish	119	1.5%
Norwegian	71	0.9%
English	38	0.5%
Dutch	34	0.4%

Technology access

Metric	% of households
Computer access	49.0%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07762

What city is ZIP code 07762 in?

ZIP code 07762 is primarily assigned to Spring Lake, New Jersey.

What county is ZIP code 07762 in?

ZIP code 07762 falls within Monmouth County, New Jersey.

How educated is the population of ZIP code 07762?

66% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 07762 have an older population?

31% of residents in ZIP code 07762 are 65 or older, above the national average of ~17%.

Does ZIP code 07762 have a large retiree population?

42% of households in ZIP code 07762 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 07762?

The median home value in ZIP code 07762 is $746,000.

What timezone is ZIP code 07762 in?

ZIP code 07762 observes the EST timezone.